Hyundai Financing and Leasing with Big Tax Savings at Cooper Hyundai in Anniston, AL
Drive Home a New Hyundai and Unlock Powerful Tax Benefits
At Cooper Hyundai, securing the right payment plan for your next vehicle is about more than just finding the best rate; it's about maximizing your financial advantages. With our tailored Hyundai financing and leasing options, plus the new Made‑in‑America Auto Loan Interest Deduction under the Big Beautiful Bill, you have an unprecedented opportunity to save thousands over the life of your loan.
The Made‑in‑America Auto Loan Interest Deduction
The Big Beautiful Bill introduces a groundbreaking benefit for buyers of U.S.-assembled vehicles, including select Hyundai models built in Alabama. By financing an eligible vehicle, you can deduct up to $10,000 of the interest you pay each year on your federal tax return between 2025 and 2028. This deduction is available to standard and itemized filers and applies "above the line," meaning it can reduce your taxable income directly.
Eligible Hyundai Models at Cooper Hyundai
Several of our most popular models qualify for this deduction, provided final assembly occurred in the United States and the vehicle meets purchase and VIN requirements:
- Hyundai Santa Fe - SE, SEL, Limited, Calligraphy
- Hyundai Tucson - SE, SEL, XRT, Limited, Calligraphy
- Hyundai Santa Cruz - SE, SEL, Night, Limited
These vehicles combine Hyundai's signature reliability with advanced safety features, modern technology, and design excellence, and now, they offer significant tax advantages.
Tax Savings in Action
Consider a $40,000 loan at 8.0 percent APR (annual percentage rate). Year-one interest would total approximately $3,000. With the deduction, a taxpayer in the 20 percent federal bracket could save around $600 on their return each year. Larger loans - such as $50,000 at 7.5 percent APR - could yield even greater annual tax savings, potentially exceeding $750. Over multiple years, this deduction represents thousands of dollars kept in your pocket instead of remitted to the IRS.
Financing vs. Leasing at Cooper Hyundai
Financing is ideal for those seeking long-term ownership, no mileage restrictions, and the ability to customize their Hyundai. With the Big Beautiful Bill deduction, financing an eligible Santa Fe, Tucson, or Santa Cruz becomes even more compelling, as you can claim tax savings annually for up to four years.
Leasing offers lower monthly payments, access to the newest Hyundai features every few years, and full warranty coverage for the duration of the lease. While the auto-loan interest deduction applies only to financed purchases, leasing remains an excellent option for drivers prioritizing flexibility and short-term commitments.
Why Finance or Lease with Cooper Hyundai?
- Extensive selection of eligible, U.S.-assembled Hyundai models
- Access to competitive rates through multiple lending partners
- Transparent terms with no hidden fees
- Expert guidance to help you maximize available incentives
Frequently Asked Questions
The Santa Fe, Tucson, and Santa Cruz — when assembled in the U.S. — qualify. VIN verification and final assembly location confirmation are required.
Keep your purchase contract and annual lender interest statements. When filing your taxes, claim the deduction for the total qualifying interest paid that year, up to $10,000.
Yes, the interest deduction can be combined with other qualifying incentives, provided the vehicle meets all program requirements.
No, only new, untitled vehicles with qualifying VINs and final assembly in the U.S. are eligible.
Yes, our team can provide a printed VIN report confirming final assembly location for your records.
*CONSULT YOUR TAX, LEGAL, OR ACCOUNTING PROFESSIONAL IF YOU HAVE QUESTIONS. THIS INFORMATION DOES NOT CONSTITUTE TAX, ACCOUNTING, OR LEGAL ADVICE.
Start Your Savings Journey Today
With Hyundai financing or leasing from Cooper Hyundai, you're not only getting a vehicle engineered for performance and comfort; you're unlocking one of the most significant automotive tax benefits in recent memory. Explore our inventory of eligible Hyundai models, meet with our finance experts, and discover how easy it is to drive home in a new Hyundai while maximizing your savings.
Cooper Hyundai: Your home where innovation, value, and opportunity converge.
Disclaimer:
Manufacturer’s Suggested Retail Price. Excludes options; taxes; title; registration; delivery, processing and handling fee; dealer charges. Dealer sets actual selling price. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at 256-236-7651 or by visiting us at the dealership.
For more information on America’s Best Warranty, click here.
NEW HYUNDAI prices plus, tax, title, license, and $799 Doc fee and $798 Cooper Care Package of $798.
PRE-OWNED UNITS prices plus, tax, title, license, and $799 Doc fee.
Dealer reserves the right to require captive financing. All standard factory incentives available to all customers applied in lieu of special financing.
For NEW vehicle purchases, all sale prices include America’s Best Warranty. All pre-owned Internet Specials must finance with Hyundai Motor Finance (HMF). All pricing and details are believed to be accurate, but we do not warrant or guarantee such accuracy. While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with the dealership.
Hyundai Motor Company (HMC) is pleased to provide dealers the opportunity to convey the above information. When reviewing a Hyundai dealer’s inventory, please note that all information, including but not limited to pricing and vehicle status, is provided by and is the sole responsibility of that dealer. As such, HMC is relying on the dealer to ensure the continued accuracy of the information provided. Any questions or concerns should be addressed with the applicable dealer. HMC disclaims all liability for any inaccuracies.
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Cooper Hyundai
110 S Quintard Ave
Anniston, AL 36201-6044
- Sales: (256) 236-7651
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